Loan for building a house There is burden-free land and new houses to be built as collateral. You can consult with the GH Bank staff near your home or construction companies that facilitate bank loans. But it must be building a large house. Foundations and structures must be fixed to the ground, immovable, construction work and standard materials.
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***TIP : Getting a loan to build a bank house will be successful. Must have a reasonable financial plan *** Not losing credit bureaus, less burden of bureaus, with complete documents such as making bank statements, relieving debts as much as possible Have discipline in saving money for 1-2 years
Principle : In order to submit a pass, one must “compose an account” in the correct way. (with savings) should not decorate the account to be beautiful, without which we really have no savings. and there will be litigation problems
Applying for a knock-down home builder loan requires a thorough understanding of the process, and choosing the right builder is an integral part of this journey. The selection of a proficient and reliable builder ensures that your project runs smoothly, keeping inconveniences and unexpected expenditures at bay. If you are in Sydney and looking for a reputable builder, considering the building company sydney is a prudent choice. Their wealth of experience and a strong portfolio of successfully completed projects make them a formidable option, ensuring that your new home will be built with unmatched expertise and a keen eye for quality and detail.
Prepare documents for applying for a home building loan
full time staff
- Salary certificate
- Salary slips or proof of salary receipts for the past 3 months
- Copy of past 6 months deposit account
- Identification card / government official card / state enterprise card
- Copy of marriage certificate / divorce certificate / death certificate (if any)
- Copy of certificate of name change – surname (if any)
- Copy of spouse’s identification card (if any)
collateral documents
- Copy of land title deed / Nor Sor 3 Kor, every page
- Evidence of applying for a building permit / a copy of the building permit.
- Construction plan/Building Estimate BOQ
- Construction contract
self-employed
- Copy of past 12 months deposit account / other proof of financial position
- (with original documents)
- Copy of commercial registration / company / partnership registration
- Evidence of income tax payment.
- Business photos
- Copy of professional license (if any)
- ID card
- Copy of marriage certificate / divorce certificate / death certificate (if any)
- Copy of certificate of name change – surname (if any)
- Copy of spouse’s identification card (if any)
collateral documents
- Copy of land title deed / Nor Sor 3 Kor, every page
- Evidence of applying for a building permit / a copy of the building permit.
- Construction plan, BOQ construction projection.
summary overview of Knock-down house compared to Ban Pun, Sor Lor.
Build a house in the style of cement mortar. The price is higher than the solid structure, heavy tons, like a building, durable, and has a longevity of 30 years or more. Difficult to build, inconvenient, slow, requires a construction permit. It is a construction work in a textbook. Use unfinished materials such as bricks, stone, cement and sand with lower prices. It is used as the main residential building, not convenient.
Extension work is a wet system. It’s like a PC located in a durable place (must have its own land, can’t move). The lowest price is 8,000 baht per sq m if it’s engineering standards. The price is lower than the steel frame knock-down house. ***Can’t compete with the knock-down house because it has to have a foundation, otherwise if it collapses, the house will collapse. The knock-down house Can be installed even without foundation. The house collapsed and didn’t listen.
Knock-down house, steel frame, lower price, hollow structure, light, like a flimsy wooden house. Not permanent, service life 7-30 years or more, living with maintenance, easy to build, convenient, fast, no construction permission required. It is a construction outside the textbook. Use prefabricated materials such as structural steel, fiber cement board/wood. More expensive Versatile Emphasis on extension work, fill up to dry system work, like a notebook computer, can be lifted and moved, fragile (can set up a rental space Terminate the rental, move out), the lowest price, 6,000 baht per sq m., cheaper to build. but has a lower standard If it is an engineering standard The price is higher than the cement house. CCP*** can make it as strong and permanent as a cement house, but the high price doesn’t answer the question
Ban Knock Down Vs Ban Poon
knock down house
Knockdown House (Mobile)
- Steel box, C body steel, round tube steel low price structure
- Light weight, no need to hammer.
- Work completed 1-2 months early.
- Build faster, more convenient, a dry system that requires less labor.
- Fiber cement-hollow wall paneling.
- The additional work is not difficult.
- Temporary/semi-permanent buildings
- Easy to move and change.
- stability, durability less than the total construction cost, lower
Ban Poon
Build a house in cement style.
- Reinforced concrete structure, high price
- Heavy weight requires pinning.
- Work completed 3-4 months late.
- Slow build, inconvenient as a wet system is labor intensive.
- Brick wall-tree wall
- Difficult to request a construction permit.
- Permanent building
- Can’t lift and move. difficult to modify
- Stable, very durable
- The total construction cost is higher than
