Once you cross the age of 65, then you become eligible for enrolling into Medicare plans. However, you don’t need to buy a Medicare plan, but it is advised that you should buy one. It is because no one knows about the uncertainty, and what if you encounter one? If you encounter any uncertainty regarding health, you have to pay a significant amount from your pocket.
To avoid paying such significant expenses from your pocket, you can go with one of the Medicare plans. Once you are eligible for these plans, you will find plenty of Medicare plans that you can choose according to your health. Let us understand different type of Medicare plan:
Medicare plan A
It is one of the traditional plans that cover hospital expenses. This plan also covers some care expenses that incur in the hospital. Sometimes it provides you the benefit of home health care nursing staff and Hospice.
Medicare plan part B
This Medicare plan covers the expenses that occur outside of the hospital. It includes the doctor’s visit, patient procedures, and some other facilities also.
Medicare plans C
This plan is also known as the Medicare advantage plan and includes plenty of plants in it. It covers all the extra expenses that both the traditional plans part A and part B are not covering. It provides you the coverage of private treatment also. Traditional plans do not provide you the coverage of drug prescription in Medicare plans c you will also see some drug coverage. This plan is a perfect substitute for Medicare plans A B and D.
Medicare plan D
If you are looking for a Medicare plan that provides you the coverage of drug prescriptions, then this one’s for you. Under this plan, you will find different kinds of drugs on the list that you will not find in any other Medicare plan. So if you are taking a private treatment and have high drugs expenses, then you should enroll in this plan. But the only drawback of this plan is you have to buy Medicare plan A or B or both to buy this plan.
Medicare plan G
Medicare plan G is a medical insurance policy in which you can enroll once you cross the age of 65 or before that if you are disabled. This plan is not your primary plan, and it is a supplement policy. Supplement policy means that it will bridge all the gaps that other plans are not able to do. For example, the traditional plans pay for only certain things, but once these plans are exhausted.
The end words
So these are different types of medical plans that are available to you. Also, if you are suffering from some disability, you can be eligible for this plan before the age of 65. Medicare plan G is suggested for you if you have high medical expenses and your primary policy is not able to pay for them.